PhuketCompare

Money & payments

Thailand runs on cash and QR payments. Cards work in bigger places; markets and street food are cash only.

220 THB

ATM fee per foreign-card withdrawal

Cash

for markets, street food, taxis

PromptPay QR

how locals pay everywhere

Cards vs cash

Malls, supermarkets, mid-range restaurants and 7-Eleven (from 200 THB) take cards. Markets, food stalls, longtails and small cafes are cash only. Foreign-card ATM withdrawals carry a fixed 220 THB fee plus your bank's charge — withdraw larger amounts less often.

Exchange

Exchange booths (SuperRich, the yellow Bangkok Bank kiosks) beat airport rates. Bring new, large USD/EUR notes for the best rate; old or small notes get worse rates. A Thai bank account with a PromptPay QR is a game-changer for long stays — but opening one now usually needs a longer-stay visa and a rental agreement.

Paying for a rental

We accept several payment methods and confirm them in the rental agreement before you pay — no need to juggle cash for a deposit. For day-to-day life, carry baht: Thailand is still a cash-first country outside the malls.

FAQ

Can I pay with card everywhere?

No — malls and mid-range venues yes, but markets, street food and taxis are cash. Always carry baht.

How much cash should I bring?

For two people over 10 days excluding accommodation, budget 25,000–40,000 THB for food, transport and trips.

Is tap water drinkable?

No — buy bottled (14–20 THB for a large bottle). Ice in cafes is factory-made and safe.

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Direct apartments and villas across Phuket — free cancellation, English manager.

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